Buying shared ownership
Shared ownership is a flexible way to buy a home, and it doesn’t mean sharing with someone else! It means finding the right home to suit your budget. Find out more about buying shared ownership.
Leasehold
We offer a variety of affordable home ownership schemes including leasehold for over 55s. Leasehold enables you to buy a specific share of the equity in the property, usually up to 70%.
Buying process
At Johnnie Johnson Housing, we understand how important this process can be, which is why we can help and support you throughout the process.
Purchase support schemes
Help to Buy is a government scheme that provides a range of options designed to make it more affordable for you to buy a home.
Why buy with us
When you buy a home with Johnnie Johnson Housing you get 50 years' experience in the affordable housing sector and a dedicated team to help you navigate the purchase process .
Frequently asked questions
For shared ownership properties, the rent charge covers the remaining share of the property that Johnnie Johnson Housing owns. Some shared ownership properties may include a service charge or annual charge that covers communal gardening and maintenance. However, the homeowner is usually responsible for all repairs to their individual property; the service charge covers only communal areas.
A minimum age restriction may apply for some shared ownership properties. You can check the property details for more information on who can apply and you will be advised of any restrictions on application.
At Johnnie Johnson Housing we have a clear Equality and Diversity policy. We welcome applications from anyone regardless of age, gender, religious beliefs, ethnic or national origin, sexual orientation, marital status, physical characteristics or disability.
Buying a shared ownership property can be a more affordable option because you are only purchasing a share of your home instead of paying for the full value of the property. Shared ownership can be a great way to get on the property ladder sooner or downsize at a time that is right for you. By choosing shared ownership, you benefit from lower upfront costs, making your money go further.
Yes, with shared ownership you can choose to purchase 100% of the property later. However, the lease for some properties may restrict when you can purchase the remaining share of your property.
Shared ownership is a type of home ownership where you own a share of your home while paying rent on the rest. With shared ownership, you can purchase a percentage share of the property, these shares are normally purchased at 25%, 50% or 75%, with the possibility of purchasing 100% of the property later. Johnnie Johnson Housing owns the remaining share of the property and you pay a rent charge based on the percentage share that Johnnie Johnson Housing owns.