Making easy work of your money matters

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free, confidential help and advice available locally, there’s no need to use a fee-charging debt management company.

Universal Credit is a single payment to help with your living costs, if you are on a low income of out of work. It will eventually replace six of the existing welfare benefits that will be phased out.

We’ll show you how to save on your household bills and what to do if you’re having problems with payments.

Take control of your monthly rental payments and find out the best ways to pay – we’ll show you how.

You need a bank or building society account to collect your welfare and Universal Credit. Find out which ones are the best for you.

Budgeting doesn’t have to be complicated but if you’re having difficulties with your finances we can help you take control.

If you're a member of the Armed Forces, a veteran or family member, help is available to you. Don’t struggle with financial hardship, we’ll show you where to go and who to speak to for the best help and advice.

There are people close by who can help you with your money matters – make sure you know where to find them.

Our free Budget Calculator gives you a full breakdown of your finances and will help you to get control of your household spending.