Affordable homeownership for the over 55s

Our leasehold homes for sale are normally age restricted to those over 55 or 60 years. This type of lease restricts ownership to a specific share of the equity (usually 70%) and no leaseholder is able to buy 100% of these properties. Often leasehold homes are bungalows and flats and can be within our independent living multi-occupancy properties.

Leasehold benefits

Buying a leasehold property for the over 55s from Johnnie Johnson Housing is a great way to purchase a property that may otherwise not be affordable. You buy a share of a property and may need to pay rent on the remaining share. We also take the burden out of owning and managing your own home by offering support with property and estate management and building repairs and our specialist housing team are there to help if or when you need them.

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There for you when you need us

There may be provision within the lease for a housing manager/warden and/or emergency alarm monitoring service so you can call on us if or when you need to.

Let us shoulder the burden

The external repairs are normally our responsibility to arrange although there can be exceptions to this. Internal repairs are usually the responsibility of the leaseholder.

Easy budgeting with one service charge

Service charges are usually payable by the leaseholder and provide towards costs associated with the property such as external repairs, buildings insurance, management of the scheme and estate services

Our network of partners help take care of your home

Depending on the lease agreement, our specialist partners deliver services to the communal areas of your home including cleaning, window cleaning, gardening and grounds maintenance.

Frequently asked questions

For leasehold properties, a rent charge may apply to cover the remaining share of the property that Johnnie Johnson Housing owns. Some leasehold properties may include a service charge or annual charge that covers communal gardening and maintenance. In some cases, this charge will be collected on the re-sale of the property based on a percentage per year that you lived at the property.

The external repairs of leasehold properties are normally covered by Johnnie Johnson Housing, although, there are exceptions to this. The internal repairs are normally the responsibility of the homeowner.

Leasehold is a type of homeownership similar to shared ownership where you purchase only a specific share of the property (usually 70%). The difference between leasehold and shared ownership is that you cannot buy 100% of a leasehold property.

There is normally a minimum age restriction of 55 or 60 years set for leasehold properties under the terms of the lease so anyone who fits the minimum age requirement can apply. You will be advised of any restrictions on application.

At Johnnie Johnson Housing we have a clear Equality and Diversity policy. We welcome applications from anyone regardless of age, gender, religious beliefs, ethnic or national origin, sexual orientation, marital status, physical characteristics or disability.

Buying a leasehold property can be a more affordable option because you are purchasing a share (usually 70%) of your home instead of paying for the full value of the property. Leasehold can be a great option if you are looking to downsize or relocate.

You can learn more about the benefits of choosing a leasehold property here.

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